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.ace-calc-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:0 0 18px}.ace-calc-steps span{display:flex;align-items:center;gap:10px;padding:12px 15px;border:1px solid var(--ace-line);border-radius:12px;background:#fff;color:#385269;font-size:12px;font-weight:850}.ace-calc-steps b{width:28px;height:28px;display:grid;place-items:center;border-radius:9px;background:#e9f7ff;color:#0874ae}.ace-calculator-simple{grid-template-columns:minmax(360px,.78fr) minmax(420px,1.22fr)}.ace-primary-inputs{grid-template-columns:1fr}.ace-primary-inputs input,.ace-primary-inputs select{min-height:56px;font-size:17px;font-weight:800}.ace-calc-options{margin:4px 0 20px;border:1px solid var(--ace-line);border-radius:12px;background:#f7fafc}.ace-calc-options summary{padding:14px 16px;color:#21425d;font-size:12px;font-weight:850;cursor:pointer}.ace-calc-options>p{margin:0;padding:0 16px 13px;font-size:12px}.ace-calc-options .ace-question-grid{padding:0 16px 16px;margin:0}.ace-calc-submit{width:100%;min-height:54px;font-size:14px}.ace-form-note{margin:13px 0 0!important;font-size:11px!important;line-height:1.5}.ace-empty-state strong{display:block;margin-bottom:6px;color:#27445d;font-size:18px}.ace-simple-result .ace-calc-grid>div.is-good{background:#e8fbf2;border:1px solid #a6ebce}.ace-simple-result .ace-calc-grid>div.is-stop{background:#fff0f2;border:1px solid #ffc1ca}.ace-simple-result .ace-calc-grid>div.is-neutral{background:#eef4f8}.ace-calc-equation{display:grid;gap:6px;margin-top:18px;padding:15px;border:1px dashed #9fc5dd;border-radius:11px;background:#eff8fd;color:#315b72;font-size:12px}.ace-calc-equation strong{color:#133b55}.ace-simple-result .ace-calc-hero strong{font-size:clamp(34px,4vw,48px)}
.ace-down-rule{display:grid;gap:4px;margin:0 0 20px;padding:15px 16px;border:1px solid #ffd09e;border-left:5px solid var(--ace-orange);border-radius:12px;background:linear-gradient(115deg,#fff5e9,#fffdf8);color:#56320c}.ace-down-rule>strong{color:#c74513;font-size:10px;letter-spacing:.12em}.ace-down-rule span{font-size:12px;line-height:1.45}.ace-required-down-hero{position:relative;overflow:hidden;background:linear-gradient(125deg,#071423 0%,#123a59 58%,#ff5a1f 140%)}.ace-required-down-hero:after{content:"15%";position:absolute;right:17px;top:-22px;color:rgba(255,255,255,.075);font-size:92px;font-weight:950;letter-spacing:-.08em}.ace-required-down-hero>*{position:relative;z-index:1}.ace-down-scenarios{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:12px}.ace-down-scenarios article{padding:15px;border:1px solid var(--ace-line);border-radius:12px;background:#f7fafc}.ace-down-scenarios .ace-scenario-label,.ace-down-scenarios strong,.ace-down-scenarios .ace-scenario-down,.ace-down-scenarios small{display:block}.ace-down-scenarios .ace-scenario-label{color:#648093;font-size:9px;font-weight:950;letter-spacing:.1em}.ace-down-scenarios strong{margin:4px 0 0;color:#163f5b;font-size:13px}.ace-down-scenarios .ace-scenario-down{color:#0e3956;font-size:24px;line-height:1.15}.ace-down-scenarios dl{display:grid;gap:5px;margin:13px 0;padding:10px 0;border-top:1px solid rgba(17,67,95,.13);border-bottom:1px solid rgba(17,67,95,.13)}.ace-down-scenarios dl div{display:flex;justify-content:space-between;gap:10px}.ace-down-scenarios dt{color:#6a7e8e;font-size:9px;text-transform:uppercase}.ace-down-scenarios dd{margin:0;color:#183d55;font-size:11px;font-weight:850}.ace-down-scenarios small{color:#6a7e8e;font-size:10px;line-height:1.4}.ace-down-scenarios .is-standard{border-color:#9bd8f2;background:#eefaff;box-shadow:inset 0 3px #1f9ed7}.ace-down-scenarios .is-conditional{border-color:#f3d48d;background:#fff9e9;box-shadow:inset 0 3px #e6a522}.ace-down-status{display:grid;grid-template-columns:1fr auto;gap:2px 12px;margin:0 0 14px;padding:15px 16px;border:1px solid var(--ace-line);border-radius:12px;background:#f4f7f9}.ace-down-status span{align-self:end;color:#5e7486;font-size:10px;font-weight:950;letter-spacing:.1em}.ace-down-status strong{grid-row:1 / span 2;grid-column:2;align-self:center;font-size:24px}.ace-down-status p{margin:2px 0 0!important;color:#53697a!important;font-size:11px;line-height:1.4}.ace-down-status.is-good{border-color:#9de2c5;background:#eafaf3}.ace-down-status.is-good span,.ace-down-status.is-good strong{color:#08734b}.ace-down-status.is-review{border-color:#f2d184;background:#fff8e4}.ace-down-status.is-review span,.ace-down-status.is-review strong{color:#8a5b00}.ace-down-status.is-stop{border-color:#ffbdc7;background:#fff0f2}.ace-down-status.is-stop span,.ace-down-status.is-stop strong{color:#b4233a}.ace-simple-result .ace-calc-grid>div.is-review{background:#fff8e4;border:1px solid #f2d184}.ace-calc-equation span b{color:#c74513}
.ace-portal-gateway{min-height:480px;display:grid;place-items:center;align-content:center;gap:10px;padding:clamp(32px,7vw,90px);border:1px solid #bfd3e2;border-radius:18px;background:radial-gradient(circle at 50% 0,rgba(73,230,255,.11),transparent 45%),linear-gradient(145deg,#071423,#123653);color:#fff;text-align:center;box-shadow:var(--ace-shadow)}.ace-portal-gateway h2{margin:2px 0;color:#fff;font-size:clamp(30px,4vw,48px)}.ace-portal-gateway>p:not(.ace-eyebrow){max-width:700px;margin:0 0 10px;color:#c0d4e5}.ace-portal-gateway small{display:block;max-width:680px;margin-top:10px;color:#91aec3}.ace-portal-lock{width:70px;height:70px;display:grid;place-items:center;border:1px solid rgba(255,255,255,.18);border-radius:22px;background:rgba(255,255,255,.07);color:var(--ace-cyan);font-size:31px}.ace-portal-gateway .ace-button{min-width:250px}
.ace-result-correction{padding:11px 14px;border:1px solid #9fd8f2;border-radius:10px;background:#edf9ff;color:#245b75}.ace-excluded-library{margin-top:24px;border:1px solid #173f5d;border-radius:18px;background:#fff;box-shadow:var(--ace-shadow);overflow:hidden}.ace-excluded-library>summary{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:20px 22px;background:linear-gradient(125deg,#071423,#123a59);color:#fff;cursor:pointer;list-style:none}.ace-excluded-library>summary::-webkit-details-marker{display:none}.ace-excluded-library>summary span,.ace-excluded-library>summary strong{display:block}.ace-excluded-library>summary span{font-size:16px;font-weight:850}.ace-excluded-library>summary span b{display:block;margin-bottom:4px;color:var(--ace-cyan);font-size:10px;letter-spacing:.12em}.ace-excluded-library>summary strong{flex:0 0 auto;color:#f9c661;font-size:12px;text-align:right}.ace-excluded-library>summary:after{content:"+";width:34px;height:34px;display:grid;place-items:center;flex:0 0 auto;border:1px solid rgba(255,255,255,.2);border-radius:10px;font-size:20px}.ace-excluded-library[open]>summary:after{content:"−"}.ace-excluded-library-body{padding:clamp(18px,3vw,30px)}.ace-exclusion-intro{display:grid;grid-template-columns:minmax(250px,.7fr) minmax(360px,1.3fr);gap:28px;align-items:end;margin-bottom:20px}.ace-exclusion-intro h2{margin:4px 0 0}.ace-exclusion-intro>p{margin:0;color:var(--ace-muted)}.ace-exclusion-search{max-width:760px;margin-bottom:22px;padding:18px;border:1px solid #c9dbe8;border-radius:14px;background:#f2f8fc}.ace-exclusion-search>label{display:block;margin-bottom:7px;color:#23425a;font-size:12px;font-weight:900}.ace-exclusion-search>div{display:grid;grid-template-columns:1fr auto;gap:8px}.ace-exclusion-search input{width:100%;height:54px;min-height:54px;padding:0 16px;border:1px solid #b8ccda;border-radius:11px;background:#fff;color:#10263c;font-size:16px;font-weight:700;outline:none}.ace-exclusion-search input:focus{border-color:#29a7ff;box-shadow:0 0 0 3px rgba(41,167,255,.13)}.ace-exclusion-search button{min-width:80px;border:0;border-radius:11px;background:#123653;color:#fff;font-weight:850}.ace-exclusion-search p{margin:9px 0 0;color:#557086;font-size:12px;font-weight:750}.ace-exclusion-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.ace-exclusion-card{min-width:0;border:1px solid #d5e2eb;border-radius:13px;background:#fbfdff;overflow:hidden}.ace-exclusion-card[hidden],.ace-exclusion-card li[hidden]{display:none!important}.ace-exclusion-card header{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:12px 14px;background:#eaf4fa}.ace-exclusion-card h3{margin:0;color:#123d5a;font-size:14px}.ace-exclusion-card header span{width:25px;height:25px;display:grid;place-items:center;border-radius:8px;background:#fff;color:#0c75a9;font-size:10px;font-weight:900}.ace-exclusion-card ul{margin:0;padding:9px 14px 13px;list-style:none}.ace-exclusion-card li{padding:5px 0;border-bottom:1px solid #edf2f5;color:#425a6d;font-size:12px}.ace-exclusion-card li:last-child{border-bottom:0}.ace-exclusion-empty{padding:32px;border:2px dashed #abc8d9;border-radius:14px;background:#f6fbfe;text-align:center}.ace-exclusion-empty strong{color:#183d55}.ace-exclusion-empty p{margin:5px 0 0}.ace-excluded-library .ace-alert{margin-bottom:0}
.ace-button-tour{border-color:rgba(73,230,255,.45)!important;background:rgba(73,230,255,.09)!important;color:#d8faff!important}.ace-button-tour:hover{background:rgba(73,230,255,.17)!important}.ace-tour[hidden]{display:none}.ace-tour{position:fixed;inset:0;z-index:2000;pointer-events:none}.ace-tour-spotlight{position:fixed;z-index:2001;border:3px solid var(--ace-cyan);border-radius:18px;box-shadow:0 0 0 9999px rgba(2,10,19,.78),0 0 0 7px rgba(73,230,255,.18),0 0 34px rgba(73,230,255,.48);transition:top .2s ease,left .2s ease,width .2s ease,height .2s ease;pointer-events:none}.ace-tour-card{position:fixed;right:24px;bottom:24px;z-index:2002;width:min(400px,calc(100vw - 28px));max-height:calc(100vh - 48px);overflow:auto;padding:24px;border:1px solid rgba(73,230,255,.42);border-radius:20px;background:linear-gradient(145deg,#071423,#123653);color:#fff;box-shadow:0 28px 80px rgba(0,0,0,.5);pointer-events:auto;outline:none}.ace-tour-card:focus-visible{box-shadow:0 0 0 4px rgba(73,230,255,.35),0 28px 80px rgba(0,0,0,.5)}.ace-tour-card h2{margin:4px 0 9px;color:#fff;font-size:27px;line-height:1.12}.ace-tour-card>p:not(.ace-kicker){margin:0;color:#c5d8e8;font-size:14px;line-height:1.55}.ace-tour-meta{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-bottom:13px;color:#8fc3dd;font-size:11px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.ace-tour-meta button{min-height:36px;border:0;background:transparent;color:#fff;font-size:11px;font-weight:850;text-decoration:underline;text-underline-offset:3px}.ace-tour-progress{display:flex;gap:6px;margin:20px 0}.ace-tour-progress span{width:100%;height:4px;border-radius:999px;background:rgba(255,255,255,.16)}.ace-tour-progress span.is-active{background:linear-gradient(90deg,var(--ace-orange),var(--ace-cyan))}.ace-tour-actions{display:grid;grid-template-columns:1fr 1.35fr;gap:10px}.ace-tour-actions .ace-button{min-height:48px}.ace-tour-actions button:disabled{opacity:.35;cursor:not-allowed}
@media(max-width:1450px) and (min-width:981px){.ace-shell{grid-template-columns:230px minmax(0,1fr) 305px}.ace-main{padding-left:28px;padding-right:28px}.ace-hero{grid-template-columns:1fr}.ace-readiness-card{max-width:640px}.ace-view h1{font-size:clamp(34px,3.5vw,46px)}.ace-floating-action{right:325px}}
@media(max-width:980px){.ace-topbar{grid-template-columns:auto 1fr auto}.ace-mobile-menu{width:42px;height:42px;display:grid;place-items:center;border:1px solid rgba(255,255,255,.18);border-radius:10px;background:rgba(255,255,255,.07);color:#fff;font-size:19px}.ace-exclusion-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:780px){.ace-calc-steps{grid-template-columns:1fr}.ace-calculator-simple{grid-template-columns:1fr}.ace-calc-options .ace-question-grid{grid-template-columns:1fr}}
@media(max-width:640px){
  body.ace-caf-standalone .ace-main{padding-bottom:calc(92px + env(safe-area-inset-bottom))}
  body.ace-caf-standalone .ace-app-footer{padding-bottom:calc(84px + env(safe-area-inset-bottom))}
  body.ace-caf-standalone .ace-form-card{padding:22px 16px}
  body.ace-caf-standalone .ace-question-grid{gap:22px;margin-bottom:24px}
  body.ace-caf-standalone .ace-form-card label,body.ace-caf-standalone .ace-modal label{gap:10px;font-size:14px;line-height:1.35}
  body.ace-caf-standalone .ace-form-card input:not([type="checkbox"]),body.ace-caf-standalone .ace-form-card select,body.ace-caf-standalone .ace-modal input:not([type="checkbox"]),body.ace-caf-standalone .ace-modal select,body.ace-caf-standalone .ace-search input{
    box-sizing:border-box!important;
    display:block;
    width:100%!important;
    height:58px!important;
    min-height:58px!important;
    max-height:none!important;
    margin:0!important;
    padding:0 16px!important;
    border-radius:12px!important;
    font-size:16px!important;
    line-height:1.2!important;
    font-weight:700!important;
  }
  body.ace-caf-standalone .ace-form-card select,body.ace-caf-standalone .ace-modal select{
    -webkit-appearance:none!important;
    appearance:none!important;
    padding-right:46px!important;
    background-color:#fbfdff!important;
    background-image:linear-gradient(45deg,transparent 50%,#10263c 50%),linear-gradient(135deg,#10263c 50%,transparent 50%)!important;
    background-position:calc(100% - 18px) 50%,calc(100% - 13px) 50%!important;
    background-size:5px 5px!important;
    background-repeat:no-repeat!important;
  }
  body.ace-caf-standalone .ace-modal textarea{height:auto!important;min-height:140px!important;padding:14px 16px!important;font-size:16px!important;line-height:1.45!important}
  body.ace-caf-standalone .ace-form-card .ace-button,body.ace-caf-standalone .ace-modal .ace-button{min-height:56px}
  body.ace-caf-standalone .ace-button-tour{width:100%}
  body.ace-caf-standalone .ace-tour-card{left:12px;right:12px;bottom:calc(74px + env(safe-area-inset-bottom));width:auto;max-height:46vh;padding:18px;border-radius:17px}
  body.ace-caf-standalone .ace-tour-card h2{font-size:22px}
  body.ace-caf-standalone .ace-tour-card>p:not(.ace-kicker){font-size:13px;line-height:1.45}
  body.ace-caf-standalone .ace-tour-progress{margin:14px 0}
  body.ace-caf-standalone .ace-tour-actions .ace-button{min-height:48px;padding:10px 12px}
  body.ace-caf-standalone .ace-tour-spotlight{transition:none}
  body.ace-caf-standalone .ace-excluded-library>summary{align-items:flex-start;padding:17px 16px}
  body.ace-caf-standalone .ace-excluded-library>summary strong{display:none}
  body.ace-caf-standalone .ace-excluded-library-body{padding:16px}
  body.ace-caf-standalone .ace-exclusion-intro{grid-template-columns:1fr;gap:9px}
  body.ace-caf-standalone .ace-exclusion-search{padding:14px}
  body.ace-caf-standalone .ace-exclusion-search>div{grid-template-columns:1fr}
  body.ace-caf-standalone .ace-exclusion-search button{min-height:48px}
  body.ace-caf-standalone .ace-exclusion-grid{grid-template-columns:1fr}
  body.ace-caf-standalone .ace-down-scenarios{grid-template-columns:1fr}
  body.ace-caf-standalone .ace-down-status{grid-template-columns:1fr}
  body.ace-caf-standalone .ace-down-status strong{grid-row:auto;grid-column:auto;font-size:28px}
  body.ace-caf-standalone .ace-required-down-hero:after{right:10px;font-size:76px}
}
@media(prefers-reduced-motion:reduce){.ace-tour-spotlight{transition:none}}
@media print{.ace-mobile-menu,.ace-tour{display:none!important}.ace-view[data-view="guidelines"]:before{content:"AUTO CAPITAL EXPRESS × CALIFORNIA AUTO FINANCE · PROGRAM SUMMARY";display:block;padding:12px 16px;background:#07111f;color:#fff;font-weight:900;letter-spacing:.08em}.ace-view[data-view="guidelines"]:after{content:"Need help? Jay Keys · 832-757-1409 · Jaykeys@aceautocapital.com · CAF Program Version 2026.07 · Guidelines subject to change without notice.";display:block;margin-top:20px;padding:15px;border-top:3px solid #ff5a1f;font-weight:800}}