Send BHPH portfolio data from Frazer.
If your current Frazer build displays Auto Capital Express under Finance Company Uploads (C-8), this guide shows the original direct-send workflow. Begin by clarifying your objectives and reviewing how to prepare a BHPH loan portfolio for sale; then use the steps below to create the Frazer file through the integration shown in your system.
Workflow reviewed July 17, 2026.Frazer labels and integration availability can change by version or account.
The Get Started page begins the conversation. When a detailed file is needed, use the configured Frazer integration or another transfer method provided by Auto Capital Express.
Step-by-step Frazer guide
Create and send the finance-company file.
These steps preserve the workflow from the original Auto Capital Express Frazer guide while adding clearer verification notes. If a menu label, checkbox, or button differs in your installed version, pause and confirm the correct path before sending data.
Update Frazer before beginning
Install the current Frazer update available to your dealership. The finance-company list and screen labels may not match the guide if the software is out of date.
Open Finance Company Uploads
From the Frazer Customers menu, select 8 — Upload to Finance Company. Frazer also refers to this area as Finance Company Uploads (C-8).
Open the Setup tab
If no finance-company integrations have been configured, the window may open on Setup by default. Otherwise, select the Setup tab manually.
Locate Auto Capital Express
Look for the Auto Capital Express setup option in the available finance-company list. In the original desktop workflow it appeared in the first column, second row. Placement can change.
Enable file creation
Open the Auto Capital Express setup window and confirm that Enable File Creation is selected.
Confirm the account scope
The original workflow instructed dealers to clear Only Include Customers already selected in the Sale of Receivables program so the intended portfolio scope was not unintentionally restricted.
Important: If that option is missing, renamed, or inconsistent with the pool you intend to discuss, do not guess. Confirm the scope with Auto Capital Express or Frazer Support first.
Save the integration setup
Select Save. The setup window should close and return you to the Finance Company Uploads area.
Create and send the Frazer file
Return to the Upload tab and select the Auto Capital Express button. Frazer should generate and transmit the data file through the configured workflow. Wait for the on-screen completion or confirmation message before repeating the action.
Tell us the dealership objective and a few portfolio ranges so the review team can connect the file to the right conversation.
Make the portfolio story easier to review.
A DMS file is the starting point, not the entire diligence package. Dealers researching what BHPH portfolio buyers review should be ready to explain the proposed account pool, cutoff date, servicing practices, title and lien exceptions, and the business goal behind a possible transaction.
For transaction choices, compare full, partial, and no-recourse portfolio sale structures before assuming that every portfolio should follow the same path.
File-transfer reminder: Keep the system-generated file unchanged unless instructed, and use the configured Frazer workflow or transfer method provided by Auto Capital Express.
What happens next
A focused review, not an automatic offer.
Submitting a file allows Auto Capital Express to determine whether the portfolio may fit its review criteria. It does not guarantee an offer, valuation, structure, timing, or closing.
Match the file to your goal
The team confirms dealership contact information, high-level scope, and the reason you are evaluating a portfolio transaction.
Identify questions and gaps
Account data and available supporting information are reviewed to determine whether a deeper diligence conversation makes sense.
Evaluate possible next steps
If the opportunity appears eligible, the parties can discuss information requests, possible scope, servicing transition, and documentation.
Continue the dealer workflow
Use the right resource for the next question.
The Frazer guide is connected to the broader nationwide dealer resource system so every upload has a clear preparation, education, and conversion path.
Sell BHPH loans nationwide
Explore the interactive state map and state-specific portfolio sale guides outside established Texas and Florida markets.
Open the national hub →Dealer operationsBHPH Dealer Resources
Find DMS, compliance, CPI, association, finance, and portfolio-readiness references in one maintained hub.
Browse resources →Sibling workflowDealerCenter upload guide
Use the separate visual export guide when the dealership manages its BHPH accounts in DealerCenter.
Open DealerCenter guide →Frazer upload FAQ
Common dealer questions.
What if Auto Capital Express does not appear in Frazer?+
Do not select a different company or send a file through an unapproved route. Update Frazer first, then contact Frazer Support or your Auto Capital Express representative to confirm whether the integration is available and how it should be enabled for your account.
Where should I send the Frazer file?+
Begin on the Get Started page. When a detailed account file is needed, use the configured Frazer integration or the transfer method provided by Auto Capital Express for your review.
Which customers should the Frazer file include?+
The intended account pool depends on the conversation. The original Auto Capital Express workflow instructed dealers to clear the “Only Include Customers already selected in the Sale of Receivables program” option so the file was not unintentionally restricted. If that label or your intended scope differs, confirm before sending.
Does sending a Frazer file guarantee an offer?+
No. A file submission supports review but does not guarantee eligibility, an offer, price, terms, timing, structure, or closing. Any potential transaction remains subject to review, diligence, documentation, approvals, and final agreements.
Frazer maintains its own support resources and can verify current navigation, updates, and account-level integration availability.
Visit official Frazer Support ↗Ready to connect the Frazer file to a confidential portfolio conversation?
Share your dealership goal and portfolio ranges. Auto Capital Express can use that context to guide the next appropriate step.
No obligation. Any potential offer follows portfolio review and eligibility.
